What You Need to Know About Water Damage

What You Need to Know About Water Damage

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Due to severe weather events, an aging infrastructure
incapable of accommodating excess water flow, and
the use of more water using appliances, water damage
claims are on the rise.

ON THE RISE

What are the Common Sources of Water Damage?

• Basement flooding from either sewer backup or sump pump failure;
• Burst pipes from aging or frozen plumbing systems;
• Leaks and overflowing of domestic water containers such as toilets, sinks, tubs, etc.
• Leaks and overflowing of domestic appliances such as dishwashers, hot water tanks, etc.
• Leaks from roof material due to heavy rain or plugged eaves trough;
• Leak from home’s foundation due to poor lot drainage or failure of weeping tile system.


WHAT’S THE DAMAGE?
Property: Building, Contents, Resale Value of Home
Health: Mould, Mildew, Dampness

 
WHAT YOU CAN DO – CHECKLIST


BASEMENT
• Seal cement floors
• Utilize water proof padding under carpet
• Professionally repair foundation cracks
• Seal around windows and door wells
• Have backwater valve installed professionally
• Disconnect downspouts that are connected to sewer system
• Have downspouts extend 6 feet from foundation and away from the house
• Install proper weeping tile system for grading
• Install a battery backup source for sump pump
• Keep valuable items stored in plastic bins or off floor level
• Replace aging and corroded pipes
• Install a water alarm/shut off system
• Avoid pouring fats and grease down drain


DOMESTIC WATER CONTAINERS AND APPLIANCES
• Replace aging items
• Never leave house with taps or appliances running
• Replace plastic connection lines with steel braided hoses
• Have hot water tank, softner, etc. serviced regularily


ROOF
• Replace worn and aging shingles
• Use water barrier under shingles
• Clean eavestroughs twice yearly, spring and fall

 

MUNICIPAL PROGRAMS
• Many municipalities offer programs to help subsidize and prevent water damage due to basement flooding.

 

FOR MORE INFORMATION
• Ontario has a disaster relief assistance program in
the event all other avenues of compensation are
exhausted (www.mah.gov.on.ca)


• Other informative website:
Institute for Catastrophic Loss Reduction www.iclr.org

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